These Terms and Conditions govern your use of the website at https://guvife.com (the "Site") and any request you place for trading education lessons provided by Guvife ("Guvife", "we", "us" or "our"). Please read them carefully before using the Site or sending us a request. By using the Site or placing a request, you confirm that you have read and accepted these terms.
The Site is operated by Guvife, which provides trading education lessons. These are educational services only. You can reach us by using the contact form on our contact page. The form asks for your name, email address, phone number and your message. We use these details only to answer your request. Please use the same form for any question about these terms, for complaints, and for requests about your personal data.
Our lessons explain how trading and financial markets work. Nothing on the Site or in any lesson is personal investment advice, a recommendation to buy or sell any financial product, or a promise of any result. Trading carries a risk of loss, and you may lose some or all of the money you put at risk. Any decision to trade is yours alone, and you should consider seeking independent advice from a suitably authorised adviser before acting.
You are responsible for giving accurate contact details. If a detail is wrong, we may be unable to reply.
We do not begin any lessons until the scope and the cost have been agreed with you. Before work starts we will tell you in writing:
The price we confirm is the price you pay. If you ask for a change to the scope, we will tell you whether the cost changes and will agree any change with you before the additional work is carried out. Payment is due on the terms we have agreed with you in writing. We will not start lessons before you have accepted the scope and cost.
If you are a consumer, you have rights under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 and the Consumer Rights Act 2015 in relation to services bought at a distance. In general, where the contract is made at a distance you may cancel within 14 days of the day the contract is made, without giving a reason. If you ask us to begin the lessons within that period, you may have to pay for the part already provided up to the time you tell us you wish to cancel.
To cancel, tell us clearly through the contact form on our contact page. You may also cancel a request at any time before a contract has been confirmed under section 3, at no cost. Nothing in these terms limits your statutory rights.
If you are unhappy with any part of our service or the Site, please tell us through the contact form and describe the problem. We will acknowledge your complaint, look into it, and reply with our response. We aim to resolve complaints fairly and promptly. This does not affect your right to take other steps available to you under the law of the United Kingdom.
You agree to use the Site lawfully. You must not misuse the contact form or the subscription form, send content that is unlawful or abusive, try to interfere with the working of the Site, or attempt to gain unauthorised access to it. We may refuse a request or restrict access if these terms are broken.
The content of the Site and of our lessons, including text, structure, graphics and teaching materials, belongs to Guvife or is used with permission. You may use lesson materials for your own personal learning. You may not copy, resell, publish or distribute them without our written permission.
Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited under the law of England and Wales or of any other part of the United Kingdom. Subject to that:
The Site and its content are provided "as is". We take reasonable care but cannot promise that the Site will be free of interruptions or errors. If you are a consumer, these limits apply only as far as the law permits and do not affect your statutory rights.
We handle personal data in line with the UK General Data Protection Regulation and the Data Protection Act 2018. For these purposes, Guvife acts as the controller of the personal data collected through the Site. The key points are as follows.
We keep your data for as long as needed to answer your request. We delete it when you ask us to.
You may ask for access to your data, for its correction or deletion, and you may object to its use. Send any such request through the contact form on our contact page. If you are not satisfied with how we handle your data, you have the right to complain to the Information Commissioner's Office, the supervisory authority for data protection in the United Kingdom.
Your data may be received by the following, and by no others:
The Site's own code sets one cookie, "consent_state", which stores your consent choice for 365 days.
Ad measurement, through the Google Ads conversion tag, is loaded only after you accept it in the cookie banner, and only on the confirmation page shown after a request has been sent. Without your consent, no Google tag is loaded at all. After consent, that tag may set Google advertising cookies, whose names start with "_gcl_" and whose durations are decided by Google.
If you arrive through an ad link, the ad click identifiers in that link (the Google Ads parameters gclid, wbraid and gbraid, and the campaign parameters t7 and t8) are kept in your browser's session storage until you close the browser tab. This happens on every page and regardless of your cookie choice, so that a request you send later can be attributed to that ad. They travel with your request to the confirmation page. Nothing is kept if you did not come from an ad link.
You can change or withdraw your choice at any time through the "Cookie settings" link at the bottom of every page. Withdrawal takes effect immediately: the Google tag is switched off for advertising and the Google advertising cookies the Site can reach are deleted in your browser.
We may update these terms from time to time. The version published on the Site when you place a request is the one that applies to that request. Changes do not affect a contract already confirmed with you.
These terms and any contract for lessons are governed by the law of England and Wales. If you live in Scotland or Northern Ireland, you may also bring proceedings in the courts of the part of the United Kingdom where you live, and you keep the mandatory consumer protections of that part. Disputes are otherwise subject to the courts of England and Wales.
For any question about these terms, please use the contact form on our contact page. For more on how we handle personal data, see our privacy policy.